Personal Injury

Uninsured (UM) and Underinsured (UIM) Motorist Coverage in Pennsylvania

In Pennsylvania, UM (Uninsured Motorist) and UIM (Underinsured Motorist) coverage are designed to protect you when the at-fault driver either has no insurance (UM) or not enough insurance (UIM) to cover your damages. Without UM or UIM coverage, victims of uninsured or underinsured drivers are often left with no financial recourse for their injuries, medical bills, and lost wages. These coverages provide critical protection—and are often overlooked until it’s too late.

Coverage Limits

  • Pennsylvania requires drivers to carry minimum bodily injury liability limits of just $15,000. Unfortunately, this amount is often far too low to cover the real cost of serious injuries.
  • UM/UIM coverage typically matches or is less than your bodily injury liability limits.
  • The insurance policy language is often confusing or contradictory to the law, requiring court intervention.

Why Choose Our Firm

UM and UIM claims often involve complicated interpretation of insurance policies and case law. You need a firm with knowledge and experience in this law to obtain the maximum recovery.

Get Your Free Consultation Today

Our firm offers a free consultation where we will evaluate your case and answer all of your questions. If you are unable to visit our office, we will even visit you in the hospital or come to your home.

Important: Statute of Limitations

Our attorneys are experienced in dealing with UM claims. If you or someone you know has been injured in an accident where there is no insurance coverage to compensate you for your injuries, contact us today for your free consultation.

Disclaimer

The information contained herein is dedicated to providing public information regarding Family Law issues in Pennsylvania. None of the information on this site is intended to be formal legal advice, nor the formation of an attorney-client relationship. Please contact our law firm for information regarding your particular case. This website is not intended to solicit clients outside the Commonwealth of Pennsylvania.